Investing • Page 70

One possibility for you is to look into ESG funds offered from companies like Vanguard and BlackRock. They list their funds' top holdings and exposure to different industries on their websites so that you don't invest in anything you don't want to. That's a good place to get started. Open an account type that's appropriate for you at a real brokerage (like Schwab) and make contributions. You can find helpful information on what type of account to open pretty easily online or if you talk to a rep at a brokerage.

 

My top choice is always going to be investing on your own, but it can be kinda overwhelming at first. When I started investing, I had 2 accounts: Schwab to test the waters with picking my own stocks, and Betterment for automated investing. With Betterment, you just put in however much money you want and they pick the stocks for you, according to the portfolio or goal you have. All their different portfolio options are here, and they have socially responsible options too.

FWIW, I still use both accounts.

 

What are the best ones in terms of fees? The state offers us a 403B through Voya but another teacher told me they just opened their own through Vanguard because it was cheaper fees