Vent Your Frustrations • Page 29

Don't trust financial planners. Or brokers. Make sure if you give your money to someone that they're a registered investment advisor.

 

Well, he is with reputable company and everything made sense. Close friend, not sure why he would fuck us. But like....yeah literally threw all our money into insurance. Which I should have seen coming.

It's one of those things where I feel sick for only realizing it now, 14 months later, and not a few months after it started. But new job/baby, I was distracted. Fuck....there goes that

 

Get out as soon as you can. A lot of people in my industry are snakes and assholes. Insurance sounds like a bad move. Avoid commission based planners and advisors.

 

Thanks, man. I appreciate it! Already put wheels in motion to drop it. The Whole Life plan is the toughest to swallow...it's like $8,000 down the drain...

 

A kid i love has to drop from our program and I'm so sad. he's legit a kid where if they'd asked me to adopt him I would've. I'll always wonder how he's doing and it makes me sad that I won't ever know.

 

Someone please give me some backbone because I have none of my own apparently. I really need to start being a little "mean" or something because no one will pay me back and it is getting ridiculous. It's been over 6 months. I think that is plenty of time to come up with the money. And I really, REALLY need it since the holiday slow down is already starting to hit at my job.

 

sis when u find yours gimme some too! My bff/rm owes me like $300 and has randos living here. I've just given up on everything. She knows I'm upset which usually I wouldn't even make it known so it's growth for me, but not enough to actually put my foot down.

 

My friend owes me almost $250 and she called and wanted to go on a shopping trip next month and I agreed!!! Why!?!?! I am so bad at this!! I need to do something because this is just ridiculous. She was even talking about this giving her time to save up money and I said nothing! So bad at this, so bad.

 

omg u r me. I got annoyed she didn't pay me back from the last two concerts we went to but I invited her to another. I think it's a sad reflection of how few people I hang out with in my life tho. I have acquaintances but if I drop her I don't have any other close friends so I let her walk all over me + my general passiveness.

Maybe our friends are actually the same people and we're both being played by her lol

 

Omg we are seriously the same lmao! She owes me money from 2 concerts but I actually put my foot down when she wanted to go to another so I was proud of myself for that. But yeah she is basically my only friend so I let her get away with everything so I totally feel you on that. I just hate any kind of conflict also so that doesn't help any. And I always feel like I'm being mean or hurtful when I stick up for myself for some reason. Hopefully we both can grow some backbone, or maybe get some transplanted lol, and we both can get our money back! We can do it!!

 

I feel the same way, that I'm being mean or bossy or unlikable or something if I stand up for myself. Which I know is silly. Sometimes I'll see people stand up for themselves and people applaud them or thank them for letting them know something was bothering them, and I'm like omg that seemed painless why can't I do that??? But I can't! I have an uncontrollable need to please people and be agreeable!

 

Yup, I'm the same way! I just have this thing where I always want everyone to be happy, but it is at the expense of my own happiness too often. Plus I grew up in a family where everyone is very dramatic and screams and yells at everyone over the smallest thing so now I feel like I avoid all confrontation because I'm afraid it will end up like that. But not everyone has anger issues like my family so I need to not let that get in my way.

 

It irritates me how I'll get called into work early because they're understaffed, yet when I'm on shift and we're understaffed it doesn't come off as big as a worry. I've worked alone before which I'm pretty sure isn't legal. I'm constantly having to train and always working with someone from agencies. Rarely have someone from my own company with me. Some people I'm happy when they come in and others not so much. Some people are lazy, or they just aren't very good and I get stuck doing most of the work. Then I feel like if something goes wrong or something doesn't get done and I forget to document it (I document a lot of things) because I was overwhelmed with the stress, the blame will fall on me. Even when I trusted the agency people to do something so simple, they didn't do it. And that's happened before. I shouldn't have to spent extra time to babysit someone who is suppose to know what to do. On top of that I always feel like I'm behind because I can rarely get my side duties in because the main day shift are a bunch of lazy fucks and don't do their side duties and make excuses all the time as to why nothing is done. Then they like to point fingers at me if something was forgotten but it's like nope there's another shift after me, always, they should have got it done.

Sorry for the long rant.

 

I wish more people would look out for one another. I guess to me, what's a few minutes or hours enduring something you don't wanna do if it makes someone else happy? Time goes by fast and a small sacrifice from me can make someone's day or week or month. I also get the argument that life is too short to do things you don't wanna do, but I wish more people were willing to sacrifice for each other, but equally. I feel like I'm constantly putting myself aside for people who wouldn't do the same for me if it came down to it. It takes such little effort to reach out or make someone's day and it's sad that some people can't do that for others.

 

I'm in the same space rn, like I need to either stand up for myself or find some new friends. Both are pretty hard!

 

I have a co worker who constantly is asking for rides to work/home. It's gotten to the point where I think they're lazy and don't want to use their other alternate transportation. The weather isn't bad so there's not much of a reason. I'm getting annoyed by it because it's basically a last minute thing. Plus I'm waiting around after my shift to be over for them to get done with their shift. And this person has made me late a few times.

 

There are people talking right outside my window. At first I thought I could tune them out with my headphones but I can still hear them. It's been like a half hour so I can't close the window because they'll be like, "He was listening that whole fucking time?"

I'm in this for the long haul now.

 

I hate having an uncontrollable need to please ppl. I had a friend over and she was talking loud and playing a loud video. I kinda hinted to turn it down and she didn't and I felt guilty cause I knew the rando's bf gets up at like 5:15AM to shower but then I was like well if it's that annoying to them they can gtfo and stay somewhere else. But I still had that urge to cater to them which is ridic.

Apparently their offer on a house was accepted but I'm not holding my breath until I see them leave. The worst part of it all is that it really made me lose respect for my bff/rm. We've had lil rifts before over her flakeyness and irresponsibility and it's clearly still an issue. Even after these people leave and this whole thing is over, it has impacted our friendship. It's going to take me a long time to move beyond this. It's ridiculous that it even happened and got to this point, and the fact that she left it get here is ridic. I know her and what she is like so I'm not totally surprised this situation happened, but letting it go on so long is a new low that I didn't expect from her.

 

To reiterate -- depending on what you're looking for, you should reach out to fee-only investment advisers. A lot of insurance salespeople market themselves as financial planners or wealth managers, but they're really just salespeople pushing their annuity or insurance product. I typically don't recommend Whole Life policies as they are very, very expensive and people generally do not need Whole Life insurance (ie. why do you need the same amount of insurance coverage at age 35-40 with dependent children as you do at 85 when you have no dependents? answer: generally speaking, you do not.)

 

Mental health is a thing in my family thats not understood/appreciated/even willing to be REALLY spoken about even when it's glaringly obvious so many people have an issue themselves as well. It gets very tiring having to compensate for someone elses when they both deny yours and their own and go as far as to mock it just for the case of getting along cus well.... relatives.

 

I can't stand when people can't be happy for others and make it all about themselves. if anyone else gets accolades or recognition they have to make it about them and wonder why they're not getting any. how about just feel happy for the person who is? like not to say you can't or shouldn't be upset if you're not being recognized for your hard work, but idk let the person have their moment, espesh if they deserve it.

 

I'm so close to looking for a new job. I have no trust in people that work the evening shift anymore. Nearly everyone on schedule didn't show up or called off. I was pretty much by myself, yet again. The person I was with, I had to constantly direct what to do. The majority of the stuff she didn't know how to do so I had to take the extra time I didn't have to teach her. Or I had to go do it myself on top of the shit load of other things I have to do. On top of that the day shift doesn't do diddly squat as always. They were sitting on their asses chit chatting when they could have done some really simple things before they left but they never do anything to help. I'm always under a lot of stress. I feel like management doesn't care that I get short handed all the time, yet when someone from day shift is short handed it's a huge worry. I've gained a lot of weight since working were and I know it's from stress because I don't gain weight that easy

 

Open minded people who think that's the be all end all.

 

also, just white people in general.

 

This is one of the most annoying parts of the election to me. and I kinda used to be that way cause I wanted to be seen as "rational" and understanding both sides, but I'm glad I got over that quick cause some people and some sides just suck and trying to rationalize it is a waste of time. like sry I'm not open minded about hatred and ignorance my b! ppl are more concerned about not stepping on toes or not using the big bad word "racist" than calling it what it is