General Politics Discussion (X) [ARCHIVED] • Page 1161

I really don’t think getting out of Afghanistan is why his approval rating with young people sucks. It’s just lazy analysis, it hasn’t even been a focus of attack on him for over a year.

 

Insane center-left cope to think Afghanistan was some irreversible moment lol. There are so many things he could have done since then.

 

His low approval rating is because he hasn’t done anything as President, it’s pretty obvious. One bad news cycle brought it down but he hasn’t had an accomplishment to speak of to even try to bring it back up.

 

this is actually impressive for this country

 

If you don’t follow politics closely just having to rent or buy a house over the time he’s been president has to be infuriating. Prices keep rising and his admin keeps raising interest rates. There’s been no attempt to actually help people

 

The fact that that bridge collapsed nearly two weeks ago already is the kind of brain scramble that oft reminds me there’s way too much going on

 

meh I disagree/don’t think it’s cope. There’s been a bunch of positive developments since then yet he’s basically stayed around that region since the withdrawal went askew with nothing much moving the needle, not the IRA, the constantly booming Econ numbers, etc. I don’t think there’s any subtext to be read into here, like I don’t think they’re saying we shouldn’t have withdrawn or anything, just pointing out that the dip didn’t hit until that week and it hasn’t recovered regardless of what’s happened since then. I wouldn’t expect it to either, plenty of young people are going to say they disapprove of him even if they know they’re gonna have to vote for him again in 2024 (I’m one of them! But I answered a Gallup poll not a Pew)

 

holy shit I saw a tweet eluding to this yesterday and assumed it was a joke/poking fun at Cameron being Cameron. Had no idea it was true lmao

 

my rate is at least locked in at below before they just raised rates AGAIN but yeah, it's fucking rough out here with no sign it's gonna get better

 

this for sure. My buying power has decreased by about 30% since last spring. Putting it off until the fall at least to both save more money and hope the rates decrease. Our previous mortgage was 3.125/20yrs which almost seems unfathomable.

 

if i could have gotten a 3.125% rate, that would make me so happy

 

We wanted to possibly sell and move to a different neighborhood but yeah the interest rates ain’t gonna let that happen.
I think if I sat down and did the math we could theoretically afford it, but..

 

Lmao

 

How do all conservative media personalities have the most bizarre voices? I had never heard him speak until now

 

We were very fortunate to buy at the perfect time in October 2019 and got a 2.99% rate. We've gained quite a bit of equity and have wanted to refinance and pull some money out to do some projects we've wanted to do ever since we bought the place, but with the rates being what they are I'm pretty sure we'd be paying triple our monthly payment on a re-fi, even without taking any money out lol

 

I am watching this whole thing now because I am big fan of Emma and good lord how do people listen to this drivel? He is doing Thanos moralist bullshit argument to her in this podcast.

 

we want to at least buy a condo in the next 1-3 years. not sure if its better to buy sooner or later. both options seem sucky.

 

Yeah Tim, you can't keep deny that your fanbase is fucking gross and wants to commit violence. These comments on Emma's appearance on his show are fucking beyond deranged.

 

The general rule of thumb is that if you can afford it now, even with the higher rates, you should, because historically they should come down and you can refinance once they do and lower your payment

 

I have also seen folks take the longer term mortgage now with the lower rate and then when rates go down, refinance with a shorter term but your payment is around the same.

 

What are closing costs when you refinance? Depending on what they are I wonder if it’s worth it to wait a year or 2 for rates to drop rather than pay 10k when you refinance.

 

Depends really, you will have some, but varies by lender. But there is some easy calculations to use once you know the costs to get when that cost is paid off (Googled this because its an easy example).

So, let’s say the total upfront cost for your new loan is $4,000 and you stand to save $100 each month in mortgage payments. In this scenario, it would take you a little more than 3 years to break even.

$4,000 (cost of refinancing) / $100 (monthly payment savings) = 40 months